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Welcome to the Online-Debt-Management website, the site that aims to help borrowers who are are having financial difficulties. We offer a discreet, online service, whereby we will conduct an online Fact Find of your financial situation, gathering information about your current employement / self-employment, level of income, marital status, homeowner status, levels of debts including mortgages, personal loans, business loans, overdrafts, credit cards and store cards.
Once we have completed an online fact-find with you, we will process all the information and recommend a solution, based on your individual circumstances. The solution may involve one of the following:
- Debt Consolidation Loan / Remortgage
- Debt Management Plan
- Individual Voluntary Arrangement
- Bankruptcy
There is an explanantion of each of the above listed plans on the solutions page, including information about what each of the different solutions means, the pros and cons and the likely effect that each will have on your credit rating and subsequently, your ability to borrow money in the years to come.